.

 

                                                                                               Login   SignUp 

     
FREE Account
Get Started Now!

.

 

 

       

 Home     Contact: info@iounotes.com     Patent Pending

Help www.iounotes.com reach others


 

 

 

 


Allows You To
Lock in Today's Prices And Use Anytime In The Future With No Expiration Date

 


Prepaid Notes is a service offered by IOU Notes and takes the long established concept of saving money and combines it with the concept of prepaying for something. Some services that are prepaid include pay as you go phone plans and credit cards that are reloaded as needed.

Our Prepaid service is different. It offers many benefits to both Buyers and Sellers. Transactions can securely and easily take place online or in person. Prepaid Notes is a system where a prepaid option is a viable and attractive option for individuals and businesses. There are no signup, membership, monthly, or annual fees to use. Just find this feature in your IOU Notes Free account and you are ready to start accepting or buying Prepaid Notes.

An example of a Prepaid Notes transaction is as follows; a buyer purchased $50 in services from a hair salon (haircut current price $18) and then 2 years later decided to use some of their Prepaid Notes (haircut current price changed to $23, an increase in almost 30%). Both user accounts have a copy of the service/product list of that timeframe to verify the haircut price, and that original price is the one that gets deducted from the Prepaid Notes as used and updated in both user accounts.




Frequently Asked Questions


What Are The Benefits of Buying or Selling Prepaid Notes?

Buyers Benefits:
Free Service to Buyers; Save Money and Hedge Against Inflation; Lock In Today's Price; Use Anytime in the Future, Even Years Later; No Expiration Date or Restrictions When Using; Buy As An Investment; Transfer or Sell To Others; and Makes a Great Gift

Seller Benefits:
Build Customer Loyalty; Edge Over Your Competition; Give Users An Option To Save Money; Let Buyers Invest In Your Company; Increase Cash Flow, Revenue and Profits; Increase Company's Ability To Expand Internally rather then just from Loans; Use Funds to Pay Down Outstanding Loans; and Low Service Fee.

Why should I use Prepaid Notes?
Prepaid Notes offer many benefits to both buyers and sellers. Please see question above for a list of these benefits.

How are Prepaid Notes different from Gift Certificates and Gift Cards?
Prepaid Notes give the buyer the ability to lock in today's prices and use at a later time that they choose. There are no expiration dates so this can be years later in they want and can use then. For example, a buyer purchased $50 in services from a hair salon (haircut current price $18) and then 2 years later decided to use some of their Prepaid Notes (haircut current price changed to $23, an increase in 30%). Both user accounts has a copy of the service/product of that timeframe to verify the haircut price at that time and that price is the one that gets deducted from the Prepaid Notes as used and updated in both user accounts.

Gift Certificates and Gift Cards operate differently as most have expiration dates and some gift cards have monthly or yearly fees so they get used in a timely manner. In addition, if prices changed from the time when the original gift certificate or gift card was purchased it does not matter since the seller's current prices are the ones that are used when buyers redeems it.

What are the costs associated with Prepaid Notes?
For Buyers they are never any fees for using the service. For Sellers, there is a one time 2.99% fee charged on purchases, but no fees when it is used by buyer.

How long are Prepaid Notes good for?
There are expiration dates or restrictions placed on Prepaid Notes and can be redeemed at any time even years later. Sellers that offer Prepaid Notes agree to this in exchange for the many benefits that are offered to them. See Seller benefits for these reasons.

Can I use Prepaid Notes on sales and promotions?
Yes if a Seller has enabled for certain sales and promotions then yes you can lock in those sales/promotions and use them anytime in the future.

How much do I save using Prepaid Notes?
We created the Prepaid Notes service as a way that buyers lock in today's price and hedge against inflation and save a lot down the road. Buyers have the ability to save thousands of dollars each year as more sellers offer this on the IOU Notes Platform.

We also at the same time created the service to benefit Seller's with the ability to get more more funds upfront in exchange for locked in prices. This enables seller's to put those funds right away to work for them (increase cash flow, pay down debts, revenue, profits, expand internally instead of loans, etc.).

Can I transfer or sell my Prepaid Notes?
Yes you can transfer your unused Prepaid Notes at any time to any family member, friends, or other individual or business account. You can also sell it to them like any other personal property and transfer it to them also.

Can I give Prepaid Notes as a gift?
Yes Prepaid Notes make a great and thoughtful gift to your loved ones and friends. Give the gift that grows in value with time and also have no expiration, restrictions or fees.

 FREE Account!
Get Started Now
 


 

   
 
 

 

Buyer Benefits

Free Service to Buyers

Save Money and
Hedge Against Inflation

Lock In Today's Price
Also on Sales and Promotions When Available

Use Anytime in the Future Even Years Later

No Expiration Date or Restrictions

Buy As An Investment
Cost of living goes up all the time and as a result products and services go up. Buy and hold, use, etc. as you would
any other investment.


Transfer or Sell To Others
Free transfers to others

Makes a Great Gift

No Service Fees
Added to Purchase

No Signup, Membership. Monthly or Annual Fees

FREE Account
Get Started Now!

__________________

Seller Benefits
.
Build Customer Loyalty

Edge Over Your Competition

Give Users An Option
To Save Money
Both Now and In The Future

.
Let Buyers Invest
In Your Company
As with stocks, buy and hold for years and when your prices are much higher, note can be used or sold for a profit.

 
Increase Cash Flow, Revenue and Profits

Increase Company's Ability To Expand Internally rather then just from Loans

Use Funds to Pay Down Outstanding Loans
Saving the company interest and other charges 

.
Low Service Fee
One time 2.99% fee charged
on purchases. No fees when
it is used by buyer.


No Signup, Membership. Monthly or Annual Fees

 FREE Account
Get Started Now!

__________________

IOU Notes is an Financial Technology Company based in South Florida. Our mission is to empower all individuals, families, and businesses with financial freedom and to leverage their inherent fiscal rights.

With the IOU Notes platform every person is their own bank.
The platform extends money creation and generating new money into the economy abilities to all people and businesses in every country (currently available only in US) regardless of their background, gender, race, religion, political affiliation, economic status, education, income level, or any other factor.

__________________

Our Services:

Peer to Peer
Credit and Loans


Secure Loans

Prepaid Notes

Barter Notes


 

 
   Home        info@iounotes.com      1-844-MY-IOU-Notes (694-6866)        Copyright © 2022 IOU Notes, LLC. All Rights Reserved.
                  
  Contact Us       Frequently Asked Questions       Getting Involved       Marketing Materials       Privacy Policy       Terms of Service

.
..