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Why Family and Friends
Never Pay Back Loans


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In this episode of Money Creation Explained we are going to go over Why Family and Friends Never Pay Back Loans?

If you have ever had a family member or friend ask you to borrow money then you have most probably experienced the problems trying to get that money back. People start out with the intention of paying back but because the other side is family and friends they do not take repaying as seriously as they would with other bills from a real company. Payments get delayed and there are always other expenses or needs or wants that come up. It is human nature to abuse this closeness in family and friends situations and people either stop asking for the money back, or are too embarrassed to ask, or the person does not pay it back and it creates tensions in the relationship. Then when other loans are needed, family and friends do not want to help again in future situations because they know that they will not get back their money.

There is now a solution to this problem. IOU Notes takes the concept of the informal pay later and borrowing method of IOU's and turns it into a formal method that is safe, easy, and powerful form of currency that is available to everyone through our patent pending platform. Securely and easily setup and track transactions, establish repayment terms of choice (1 - 24 months) and (0% - 5% interest) and other related functions in one convenient platform.

IOU Notes is a peer-to-peer credit and loan platform.

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