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Small Businesses are the
Backbone of the Economy


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In this episode of Money Creation Explained we are going to cover how Small Businesses are the Backbone of the Economy.

In today’s world, large corporations and their brands get most of the attention in the media, online, and in social media. They have the resources to influence with high advertising budgets, press releases, profit and loss statements, their newest products, lobbying and the like. Despite all this, small business accounts for over 99.9% of all firms operating in the US and employs over 46% of the entire workforce. At the time of this video, there are over 33 million small businesses in the US. Small businesses also account for almost 45 percent of all economic activity in the US and produce 16 times more new patents per employee than large firms do.

Despite providing their communities with a large number of benefits, small businesses do not get the same government support as large corporations. There are many tax breaks, incentives, and government money offered to large corporations that do not exist for small businesses. Despite the odds being against them, small businesses continue to thrive with the help of the communities that they service.

Businesses always need money to grow, expand, and increase cash flow. IOU Notes offers alternative forms of loans and credit to businesses to help them succeed. The platform gives any businesses the ability to offer their current and future customers an internal credit and pay later option that once was available to only larger companies that could issue their own store credit program. Small businesses can reach a larger audience in their community by offering a very attractive get product or service now and pay later option and not have to worry about high interest rates.

Another service offered by IOU Notes to businesses is called Secure Loans. It allows users to leverage their own funds to obtain small loans for personal and business use as needed and never pay more than 5% interest per year on those funds with 1 or 2 year repayment options. Using Secure Loans, a user can have a dependable emergency loan option, help build or rebuild their credit, budget their money better, and stop paying high interest fees from other loans. This service was created because of the need for affordable small loans.

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