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How to Use Your
Own Money to Generate
Secure Loans with IOU Notes


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In this episode of Money Creation Explained, we are going to cover How to Use Your Own Money to Generate Secure Loans with IOU Notes.

According to many studies, the average American does not have $1,000 in their bank account to cover an unexpected bill. That means, in the event of an emergency expense (vehicle, housing, medical, etc.), if family or friends cannot help, the average person would have to rely on high interest credit cards or payday loans. Most people do not think that far in the future and do not calculate the amount of wasted funds they spend on loan interest and related service fees.

In addition, if people only have a small amount of funds in their bank account, they will not want to use it for a purchase, since it is very hard to return funds back to their account. Even if people got a windfall amount of funds such as from a tax rebate, most will end up using it on new purchases. The temptation to spend new funds is easier than saving it, but people are more likely to pay loan payments or some other bills because they have to.

Secure Loans is a service offered by IOU Notes that allows users to leverage their own funds to obtain small loans for personal and business use as needed. Users can select from 1 or 2 year repayment methods and never pay more than 5% interest per year on those funds. Using our service, a user can have a dependable emergency loan option, help build or rebuild their credit, budget their money better, and stop paying high interest fees from other loans. This service was created because of the need for affordable small loans.

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