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How to Never Pay More
Than 5% APR Interest
for Credit and Loans

 



To see all the videos in series click here

In this episode of Money Creation Explained, we are going to cover How to Never Pay More Than 5% APR Interest for Credit and Loans.

IOU Notes is a platform that provides individuals and businesses with the ability to provide credit and/or lend money to other individuals and businesses using an IOU (I Owe You) form of currency. Securely and easily setup and track transactions, establish repayment terms of choice (1- 24 months) and (0% - 5% interest rate) and other related functions, in one convenient platform.

Financial Institutions (Banks, Credit Unions, Lenders) and Larger Companies who have the resources, provide loans to others and decide the terms. Credit Cards have high interest rates up to 29% APR (Annual Percentage Rate) plus late and other fees. Payday loan APRs can total 400% or more when all the fees and compounded interest are factored in.

The IOU Notes platform has a maximum of 5% APR. Every day more people are going deeper into debt and lives are ruined in financial debt. Credit Cards are a great tool when used correctly but other low cost short term credit and loans do not exist. The IOU Notes platform was created to be useful for the benefit of society for both individuals and businesses.

IOU Notes is a peer-to-peer credit and loan platform.

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