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How to Create Your Own
Bank with Only $250

 



To see all the videos in series click here

In this episode of Money Creation Explained, we are going to cover How to Create Your Own Bank with Only $250.

When we think of banks, we think of financial institutions that keep our money safe and also loan money out. Building a banking relationship is a process that takes many years with your local bank. Some people prefer big brand banks that have a larger presence while others like local banks where they have that small business personal relationship with the community. Whatever the preference, going to a bank every time a small loan is needed is not a practical solution, so other small loans products exist in the marketplace. These products include credit cards, payday loans, pawn shop loans, car title loans, and others. They all have short payback timeframes and high interest APRís.

An alternative solution would be Secure Loans which is a service offered by IOU Notes. It allows users to leverage their own funds to obtain small loans for personal and business use as needed and never pay more than 5% interest per year on those funds with 1 or 2 year repayment options. Using Secure Loans, a user can have a dependable emergency loan option, help build or rebuild their credit, budget their money better, and stop paying high interest fees from other loans. This service was created because of the need for affordable small loans.

The IOU Platform also offers a Peer-to-Peer service that provides individuals and businesses with the ability to provide credit and/or lend money to other individuals and businesses using an IOU (I Owe You) form of currency. Best of all, it is not based on a traditional credit score or report, but rather on your IOU Credit score and report.

With the IOU Notes platform, every person is their own bank. The platform extends the ability to create and generate new money into the economy to all people and businesses in every country (currently available only in US) regardless of their background, gender, race, religion, political affiliation, economic status, education, income level, or any other factor.

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