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How Businesses Can
Easily Create Their Own
Credit Line with IOU Notes


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In this episode of Money Creation Explained, we are going to cover How Businesses Can Easily Create Their Own Credit Line with IOU Notes.

For companies that have their own credit card program, some are in house, while others are run by an outside Financial Institution. They work in the same manner as regular credit cards, except card credits can only be used to purchase products and services from only that particular company. Credit interest rates vary in both scenarios but can go up to 29% APR (Annual Percentage Rate) plus late and other fees. Currently, these Financial Institutions (Banks, Credit Unions, Lenders) and Larger Companies have the resources to provide credit and/or loans to others.

The IOU Notes platform gives businesses the ability to offer their current and future customers an internal credit and pay later option that once was available to only larger companies that could issue their own store credit program. Leveraging the IOU Notes platform, small businesses can reach a larger audience in their community by offering a very attractive get product or service now and pay later and not have to worry about high interest rates. This service gives users the opportunity to change their spending habits to start using the IOU Notes platform for the smaller and mid level purchases and use credit cards for only larger purchases. As more users signup on the IOU Notes platform and this form of currency is used and accepted everywhere, then the IOU Notes platform can also be used for larger purchases also, as businesses allow and extend more credit to users.

IOU Notes is a peer-to-peer credit and loan platform.

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